INSURE OKLAHOMA is a state sponsored program that was designed to help small businesses with health insurance premiums.  The program is funded through the tobacco tax and subsidizes the health insurance premiums of lower income employees that normally struggle to pay premiums.  The plan is designed to pay approximately 80% of the total premium for low income employees. 

Most major insurers have plans that are elgible for the program and the state reimburses the company after the premium has been paid.

For information or questions please call or email our office.

What can O-EPIC do for my business?

Employers who participate in O-EPIC save on health insurance premiums for their eligible workers.

Is my business eligible?

In order to participate in the O-EPIC program for small employers, the business must meet the following eligibility criteria:

• be located in Oklahoma
• have 50 or fewer full time employees
• offer an O-EPIC qualified health plan

If you were able to answer YES to the above, complete an O-EPIC application packet and send it to us so we can approve you for the program.

If you do not offer an O-EPIC qualified health plan and want to find out more about health plan options, you can contact an insurance agent or you can call us toll free at (888) 365-3742 and we can assist you.

What to Expect

• Upon approval, the employer will receive application information for their employees.
• Employees must then apply and be approved.
• Employer must send the monthly health plan invoice to O-EPIC.
• O-EPIC will pay the premium subsidy to the employer monthly.
• Employer remits full payment to the insurance company.